Credit History Checks
for Smarter Hiring Decisions
responsibility with verified TransUnion credit reports.
TransUnion Credit Checks
with Verified Financial Data
A credit history check through TransUnion helps employers assess a candidate’s financial
behavior including debt levels payment history, and creditworthiness. This screening is
commonly used in roles where financial responsibility, fiduciary duties, or access to
sensitive data are involved.
Why TransUnion Credit Checks are Important
Understanding a candidate’s credit history gives employers a clearer picture of financial reliability, decision-making, and risk. It’s especially useful in hiring for financial, property management, or executive roles where fiscal integrity is crucial.
TransUnion credit checks help organizations:
- Evaluate financial responsibility and risk tolerance.
- Make informed decisions for roles involving money handling or sensitive data.
- Reduce fraud risks by identifying patterns of delinquency or financial distress.
- Support fair and compliant hiring with FCRA-regulated data.
- Assess rent payment reliability for tenant background screening.
Or Call Us
318-606-6040
Download a Sample Credit Report
Want to see what’s included in a credit history check? Download our sample report to learn how data is presented and interpreted.
Our sample includes:
- Layout of a standard TransUnion report
- Definitions of key credit terms
- Tips for understanding risk indicators
- Insights into improving credit health
What Does a Credit Report Include?
A TransUnion credit report provides a detailed overview of the candidate’s financial profile, including:
- Personal Information: Full name, date of birth, current and previous addresses, and Social Security Number.
- Credit Accounts: Type of account, balance, payment history, credit limits, and account status (open or closed).
- Public Records: Bankruptcies, foreclosures, and liens.
- Credit Inquiries: Records of institutions that have requested the report.
- Collections: Any accounts sent to collections agencies.
Frequently asked questions
Find quick answers to common questions about our TransUnion Credit
check services, compliance standards, turnaround times, and more.
Why you have to check for tenant credit history?
A tenant credit history is useful for the land owners to know about the borrowing, payment history and the debts of the candidate. This helps in knowing whether the candidate can afford to pay the monthly rents.
How one can check the tenant credit history?
A tenant’s credit history can be directly received from any one of the credit reporting bureaus such as, Trans Union, Experian and Equifax.
What information is needed for a credit history check?
The applicant should submit a completed application furnishing all the personal details to the property owner. Also the tenant should grant permission to the land owner to carry out the credit check.
What are the charges for availing the credit report?
Depending on the information required in the credit history, the land owners and employers should pay around $25 to $75 per candidate.
How long does it take to carry out a credit history check?
Usually it takes 2 to 10 days to get the approval of the candidate to carry out the credit check. Once approval is obtained the reports could be received within one hour.
Who has to pay for the credit checking charges?
It depends on the land owner and the tenant to decide who will pay the charges to carry out the Credit History Checking. Either the land owner or the tenant can pay.
Is it possible to carry out a credit check without Social Security Number?
If the tenant does not have a Social Security Number, then one can get a credit reference from their previous land owner or the employer.
Is it acceptable that the tenant can provide a copy of their own credit history?
Some states allow landlords to accept the Credit History provided by their tenants if it has been obtained within 30 days.
What are the 3 packages available in Reveal Credit History Check?
Standard Package, Plus Package and Complete Package are the 3 packages offered by Reveal Credit History Check. Each Package comes with all necessary information and the charges are nominal to suit the needs of the landlords.
How can Reveal Credit History Check make the search effective and easier?
Reveal Credit History Check uses technology and saves a lot of time owing to the fact that the search is done through emailing. The data are accurate and available within hours and the packages are cheaper. Moreover the data transferred are highly confidential and reliable.
Trusted Reviews
Hear From Happy Customers
Great Level of Service Commitment
Our business appreciates the level of service commitment from the ladies on your team. A person knows good people when they meet them. Because of them, you have our business trust and partnership going forward.RJC – Louisiana
Results are Amazing
So far we have no issues with Reveal Backgrounds. It is significantly more cost effective than our previous provider, and we love that all of our customers are listed so the recruiter can select who they need a background for and what they need is already there.J Lashley – Staffing
Results are Amazing
Looking for a company that can handle your volume and still produce an immediate turnaround of verifiable results? Reveal Background can process Batch Ordering.J Lashley – Staffing
Love you Guys
Your Background Reports are so Precise.D Lawhorn, Ohio
Excellent Service!
A thank you to you for setting this up - your program is easy to use and so fast!Carol, Houston, TX
